St. Charles County property record for 421 Valley Spring Dr, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,621 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,500 (2018) |
| Tax Bill | $4,233.00 (2024) |
| Primary APN | T052500114 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,621 sqft Living Area |
| Gross Area | 4,244 sqft Gross Area |
| 1st Floor | 2,621 sqft 1st Floor |
| Basement Area | 1,203 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch | Open Porch |
| Porch Area | 68 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T052500114 |
|---|---|
| Street Address | 421 VALLEY SPRING DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3236 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING WOODS #2 LOT 59 |
| Legal Subdivision | WHISPERING WOODS #2 |
| Legal Lot Number | 59 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 311734 |
Source: St. Charles County records · APN T052500114
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 VALLEY SPRING DR, O FALLON, MO 63366-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2018 | Deed of Trust, Mortgage COMMERCE BK/OR |
| Apr 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Prior Sale | Nov 23, 2005 · Amount on Record |
| Deed Doc Number | 2018197630 |
| Deed Book / Page | 6904 / 523 |
| Prior Transfer Date | Apr 06, 2018 |
| Prior Transfer Doc | 0069040523 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 421 VALLEY SPRING DR, O FALLON, MO 63366-3236 |
| Document Number | 0069040526 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1415 2ND AVE #2408 SEATTLE WA 981012073, 2408, SEATTLE, WA 98101-2073 |
| Document Number | 0069040526 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 006904/000526 |
| Instrument | 197640 |
| Name | COMMERCE BK/OR |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 12, 2018 |
| Property Address | 421 VALLEY SPRING DR, O FALLON, MO 63366-3236 |
| Document Number | 0069040523 |
| Book / Page | 006904 / 000523 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 197630 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 2ND AVE #2408 SEATTLE WA 981012073, 2408, SEATTLE, WA 98101-2073 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,481.00 (+5.86%) | $69,836 (+9.05%) | $367,557 (+9.05%) Land $80,000 Building $287,557 |
| 2024 | $4,233.00 | ||
| 2023 | $64,039 | ||
| 2022 | $337,046 Land $50,000 Building $287,046 |
421 Valley Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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