413 Valley Spring Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 413 Valley Spring Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,154 sqft · built 2004
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Jun 2010)
Tax Bill$4,024 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNT052500110

Property Details

APN / Parcel Number

Primary APNT052500110
Alternative APN
  • 2-0119-9586-00-0055.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,154 sqft Living Area
1st Floor Area1,454 sqft
Basement Area1,436 sqft
Fireplaces1 Fireplace
Fireplace2 Story

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area80 sqft
Patio Area186 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT052500110
Old Parcel NumberT052500110
Street Address413 VALLEY SPRING DR
CityO FALLON
StateMO
Zip63366-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS #2 LOT 55
Legal Range03E
Legal Township47N
Legal SubdivisionWHISPERING WOODS #2
Legal Lot Number55
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1005
Census Tract311734

Owner

Source: St. Charles County records · APN T052500110

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address413 VALLEY SPRING DR, O FALLON, MO 63366-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2010 · Amount on Record
Deed SaleJun 30, 2010 · Amount on Record
Deed Document Number0054041760
Deed Book / Page5404 / 1760
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address413 VALLEY SPRING DR, O FALLON, MO 63366-3236
Document Number0067151103
Book / Page006715 / 001103
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address413 VALLEY SPRING DR O FALLON MO 633663236, O FALLON, MO 63366-3236

Mortgage

Document Number0067151103
DateMar 22, 2017
Book Page006715/001103
Instrument169880
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount Recorded
Term360 Months
DueMar 21, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,024.00$62,653 (+10.26%)$329,753 (+10.26%) Land $80,000 Building $249,753
2023$56,825
2022$299,077 Land $50,000 Building $249,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Valley Spring Dr

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