1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Valley Spring Dr

420 Valley Spring Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 420 Valley Spring Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,160 sqft · built 2004
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Aug 2020)
Tax Bill$5,318 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT052500099

Property Details

APN / Parcel Number

Primary APNT052500099
Alternative APN
  • 2-0119-9586-00-0042.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,160 sqft Living Area
Gross Area5,110 sqft
1st Floor Area1,840 sqft
Basement Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area65 sqft
Deck Area100 sqft
Patio Area825 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT052500099
Street Address420 VALLEY SPRING DR
CityO FALLON
StateMO
Zip63366-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS #2 LOT 42
Legal SubdivisionWHISPERING WOODS #2
Legal Lot Number42
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1001
Census Tract311734

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 VALLEY SPRING DR, O FALLON, MO 63366-3235
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleMay 23, 2005 · Amount on Record
Deed Document Number2020548550
Deed Book / Page7361 / 67
Prior Transfer DateJan 20, 2017
Prior Transfer Doc0066881884
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 3, 2020
Property Address420 VALLEY SPRING DR, O FALLON, MO 63366-3235
Document Number0073610067
Book / Page7361 / 67
Map ReferenceMB 41 PG 92
Instrument DateJul 15, 2020
Instrument20200803000548550
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address420 AMBERLY DRIVE, 420, SAINT PETERS, MO 63376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 VALLEY SPRING DR, O FALLON, MO 63366-3235

Mortgage

Document Number20200803000548560
DateAug 3, 2020
Instrument20200803000548560
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,995 (-)$436,817 (-) Land $80,000 Building $356,817
2025$5,318.00 (+5.56%)$82,995 (+8.71%)$436,817 (+8.71%) Land $80,000 Building $356,817
2024$5,038.00
2023$76,347
2022$401,826 Land $50,000 Building $351,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims19 (1986–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon, Wisper ISP.

Nearby Properties on Valley Spring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures