419 Valley Spring Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 419 Valley Spring Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$292,000 (Aug 2020)
Tax Bill$4,729 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT052500113

Property Details

APN / Parcel Number

Primary APNT052500113
Alternative APN
  • 2-0119-9586-00-0058.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,222 sqft Living Area
1st Floor Area2,222 sqft
Basement Area2,144 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area75 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT052500113
Old Parcel NumberT052500113
Street Address419 VALLEY SPRING DR
CityO FALLON
StateMO
Zip63366-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS #2 LOT 58
Legal Range03E
Legal Township47N
Legal SubdivisionWHISPERING WOODS #2
Legal Lot Number58
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1005
Census Tract311734

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address419 VALLEY SPRING DR, O FALLON, MO 63366-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleJul 2, 2009
Deed Document Number0073732305
Deed Book / Page7373 / 2305
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2020
Property Address419 VALLEY SPRING DR, O FALLON, MO 63366-3236
Document Number0073732305
Book / Page7373 / 2305
Map ReferenceMB 41 PG 92
Instrument DateAug 1, 2020
Instrument20200818000592290
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORP & OR AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address419 VILLA DR, 419, O FALLON, MO 63367

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 VALLEY SPRING DR, O FALLON, MO 63366-3236

Mortgage

Document Number20200818000592310
DateAug 18, 2020
Instrument20200818000592310
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,729.00$73,743 (+10.35%)$388,119 (+10.35%) Land $80,000 Building $308,119
2023$66,826
2022$351,716 Land $50,000 Building $301,716

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims19 (1986–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 6 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon, Wisper ISP.

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