421 S 39th St, Billings, MT 59101 Property Records

Yellowstone County property record for 421 S 39th St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,937 sqft · built 1920
Lot Size	0.173 acres (7,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A141380`

Property Details

APN / Parcel Number

Primary APN	`000A141380`
Alternative APNs	`03-0927-03-3-02-12-0000` `R0314727` `A141380` `A14138`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	882 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	728 sqft
Finished Basement	655 sqft
Unfinished Basement	73 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,520 sqft (0.173 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	63 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 S 39TH ST
City	BILLINGS
State	MT
Zip	59101-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	SOUTHWEST ADD, S03, T01 S, R26 E, BLOCK 29, LOT 20 - 23, (LESS RAILROAD & STATE AVE)
Legal Range	26E
Legal Township	01S
Legal Section	03
Legal Subdivision	SOUTHWEST ADD
Legal Block	29
Legal Lot Number	20-23
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4026
Census Tract	300

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 S 39TH ST, BILLINGS, MT 59101-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 19, 2018	Loan Modification, Mortgage LITTLE HORN ST BK
Jul 14, 2017	Loan Modification, Mortgage LITTLE HORN ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019
Deed Sale	May 16, 2019
Prior Sale	Sep 15, 2015 · Amount on Record
Deed Document Number	20193883149
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	421 S 39TH ST, BILLINGS, MT 59101-3541
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004039565
Date	Jan 30, 2023
Instrument	4039565

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jun 1, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	421 S 39TH ST, BILLINGS, MT 59101-3541
Document Number	0003863635
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 N HORSESHOE HILLS RD BILLINGS MT 591016451, BILLINGS, MT 59101-6451

Mortgage

Document Number	0003863635
Date	Sep 27, 2018
Instrument	3863635

Lender

Name	LITTLE HORN ST BK
Type	Bank
Address	BILLINGS, MT 59102-8626

Agreement

Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	421 S 39TH ST, BILLINGS, MT 59101-3541
Document Number	0003820176
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 N HORSESHOE HILLS RD BILLINGS MT 591016451, BILLINGS, MT 59101-6451

Mortgage

Document Number	0003820176
Date	Jul 18, 2017
Instrument	3820176

Lender

Name	LITTLE HORN ST BK
Type	Bank
Address	BILLINGS, MT 59102-8626

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,700 (-) Land $40,043 Building $235,657	$275,700 (-) Land $40,043 Building $235,657
2025	$2,026.00 (-17.84%)	$275,700 (+20.92%) Land $40,043 Building $235,657	$275,700 (+20.92%) Land $40,043 Building $235,657
2024	$2,466.00 (+21.24%)
2023	$2,034.00	$228,000	$228,000 Land $39,547 Building $188,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, TDS Telecom, Ziply Fiber.

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