321 S 39th St, Billings, MT 59101 Property Records

Yellowstone County property record for 321 S 39th St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1936
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,870 (Jul 2026)
Tax Bill	$411 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`000A088390`

Property Details

APN / Parcel Number

Primary APN	`000A088390`
Alternative APNs	`03-0927-03-3-09-14-0000` `A088390` `R039074` `A08839`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	39 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 S 39TH ST
City	BILLINGS
State	MT
Zip	59101-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	HIGHLAND ADD, S03, T01 S, R26 E, BLOCK 28, LOT 23 - 24, W 80 LTS 23-24
Legal Range	26E
Legal Township	01S
Legal Section	03
Legal Subdivision	HIGHLAND ADD
Legal Block	28
Legal Lot Number	23-24
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4027
Census Tract	300

Owner

Source: Yellowstone County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S 39TH ST, BILLINGS, MT 59101-3539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · FHA Mortgage STEWART TITLE COMPANY
Jun 1, 2026	Deed of Distribution, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Deed Document Number	20264138368
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0004135246
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 8, 2026
Property Address	321 S 39TH ST, BILLINGS, MT 59101-3539
Document Number	0004138368
Instrument Date	Jul 7, 2026
Instrument	20264138368
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 39TH ST, BILLINGS, MT 59101-3539

Mortgage

Document Number	0004138369,
Date	Jul 8, 2026
Instrument	20264138369

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 1, 2026
Property Address	321 S 39TH ST, BILLINGS, MT 59101-3539
Document Number	0004135246
Instrument Date	May 28, 2026
Instrument	20264135246
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 39TH ST, BILLINGS, MT 59101-3539

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (-10.46%)	$219,500 (+26.59%) Land $34,197 Building $185,303	$219,500 (+26.59%) Land $34,197 Building $185,303
2024	$459.00 (+48.54%)
2023	$309.00	$173,400	$173,400 Land $32,518 Building $140,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, TDS Telecom, Ziply Fiber.

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