Hampden County and Chicopee City property record for 421 Prospect St, Chicopee, MA 01020 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,314 sqft Living Area |
| Lot Size | 15,840 sqft (0.364 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,000 (2018) |
| Tax Bill | $4,143.00 (2025) |
| Primary APN | 668-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 3,099 sqft Gross Area |
| 1st Floor | 1,314 sqft 1st Floor |
| Basement Area | 1,314 sqft Basement |
| Unfinished Basement | 1,314 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,840 sqft (0.364 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 668-00010 |
|---|---|
| Street Address | 421 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PLAN 12181-R |
| Jurisdiction | CHICOPEE MA |
| Minor Civil Division | CHICOPEE |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records · APN 668-00010
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 PROSPECT ST, CHICOPEE, MA 01020-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) ENVISION BK |
| Jun 11, 2018 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2005 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 421 PROSPECT ST, CHICOPEE, MA 01020-2219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000241196 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 241196 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 421 PROSPECT ST, CHICOPEE, MA 01020-2219 |
| Document Number | 0000221477 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 421 PROSPECT ST CHICOPEE MA 010202219, CHICOPEE, MA 01020-2219 |
| Document Number | 0000221477 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 221477 |
| Name | ENVISION BK |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 11, 2018 |
| Property Address | 421 PROSPECT ST, CHICOPEE, MA 01020-2219 |
| Document Number | 0000214728 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 214728 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 BRIDGE RD NORTHAMPTON MA 010601637, NORTHAMPTON, MA 01060-1637 |
| Document Number | 214729 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 214729 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,143.00 (+5.45%) | $273,300 (+2.67%) Land $114,100 Building $159,200 | $298,395 |
| 2024 | $3,929.00 (+7.82%) | $266,200 (+10.69%) Land $111,800 Building $154,400 | |
| 2023 | $3,644.00 | $240,500 Land $101,700 Building $138,800 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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