433 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 433 Prospect St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,682 sqft · built 1950
Lot Size	0.163 acres (7,096 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jul 2020)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`668-00015`

Property Details

APN / Parcel Number

Primary APN	`668-00015`
Alternative APN	`CHIC M:0668 P:00015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,682 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	1,058 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,096 sqft (0.163 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	668-00015
Street Address	433 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1016
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 668-00015

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 PROSPECT ST, CHICOPEE, MA 01020-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 10, 2020
Property Address	433 PROSPECT ST, CHICOPEE, MA 01020-2220
Document Number	0000222490
Instrument Date	Jul 08, 2020
Instrument	222490
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MYRTLE ST CHICOPEE MA 010133009, CHICOPEE, MA 01013-3009

Mortgage

Document Number	222491
Date	Jul 10, 2020
Instrument	222491

Lender

Name	WESTFIELD BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2050

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,365.00 (+5.36%)	$287,900 (+2.57%) Land $95,200 Building $192,700	$358,910
2024	$4,143.00 (+3.81%)	$280,700 (+6.57%) Land $93,300 Building $187,400
2023	$3,991.00	$263,400 Land $84,900 Building $178,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, Netafy. Availability varies by address; speeds are provider-advertised maximums, not measured.