432 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 432 Prospect St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1955
Lot Size	0.306 acres (13,315 sqft)
Owner	Individual Name on File
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`668-00006`

Property Details

APN / Parcel Number

Primary APN	`668-00006`
Alternative APN	`CHIC M:0668 P:00006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	792 sqft
Basement Area	317 sqft
Unfinished Basement	317 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,315 sqft (0.306 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	668-00006
Street Address	432 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01020-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3022
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 668-00006

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 PROSPECT ST, CHICOPEE, MA 01020-2281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 16, 2023
Transfer Doc	0000005527
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 21, 2023
Property Address	432 PROSPECT ST, CHICOPEE, MA 01020-2281
Document Number	0000235527
Instrument Date	Oct 16, 2023
Instrument	235527
Transaction Type	Transfer
Record Updated	Jan 05, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 PROSPECT ST, CHICOPEE, MA 01020-2281

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,294.00 (+5.21%)	$217,300 (+2.45%) Land $112,600 Building $104,700	$256,025
2024	$3,131.00 (+5.99%)	$212,100 (+8.77%) Land $110,400 Building $101,700
2023	$2,954.00	$195,000 Land $100,300 Building $94,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: Netafy, Xfinity.

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.