308 Prospect St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 308 Prospect St, Chicopee, MA 01013 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Architecture Style	Other
Year Built	Built 1890
Square Footage	2,483 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$5,065.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`648-00017`
Alternative APN	`CHIC M:0648 P:00017`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	2,483 sqft Living Area
Gross Area	4,852 sqft Gross Area
1st Floor	1,386 sqft 1st Floor
Attic Area	876 sqft Attic
Attic	1 Attic
Basement Area	1,136 sqft Basement
Unfinished Basement	1,136 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,560 sqft (1 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	648-00017
Street Address	308 PROSPECT ST
City	CHICOPEE
State	MA
Zip	01013-4047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Minor Civil Division	CHICOPEE
Census Blockgroup	3
Census Block	3015
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records · APN 648-00017

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	308 PROSPECT ST, CHICOPEE, MA 01013-4047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	308 PROSPECT ST, CHICOPEE, MA 01013-4047
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23590-123
Date	Dec 14, 2020
Book Page	23590/123
Instrument	74756

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,065.00 (+5.5%)	$334,100 (+2.71%) Land $88,500 Building $245,600	$457,710
2024	$4,801.00 (+6.48%)	$325,300 (+9.31%) Land $86,900 Building $238,400
2023	$4,509.00	$297,600 Land $79,100 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.