421 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 421 James Ave, Erlanger, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1954
Square Footage1,499 sqft Finished Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2022)
Tax Bill$3,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN003-40-09-009.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,499 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width176 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0034009009.00
Street Address421 JAMES AVE
CityERLANGER
StateKY
Zip41018-1680
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 3RD LOT 19
Legal SubdivisionMCALPINS
Legal Phase3RD
Legal Lot Number19
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2010
Census Tract64300

Owner

Source: Kenton County records · APN 003-40-09-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address421 JAMES AVE, ERLANGER, KY 41018-1680
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Aug 16, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleDec 30, 1994 · Amount on Record
Deed Doc Number0000141489
Deed Book / Page141 / 489
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 10, 2022
Property Address421 JAMES AVE, ERLANGER, KY 41018-1680
Document Number0005900129
Book / PageKC 141 / 489
Instrument DateJan 06, 2022
Instrument22011005900129
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11016 WOODMONT WAY, INDEPENDENCE, KY 41051-3523

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address421 JAMES AVE, ERLANGER, KY 41018-1680

Mortgage

Document Number0005900130
DateJan 10, 2022
Instrument22011005900130
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address421 JAMES AVE, ERLANGER, KY 41018-1680
Document Number0000000095
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address421 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680

Mortgage

Document Number0000000095
DateFeb 13, 2020
Book Page000M11/000506
Instrument95
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueFeb 12, 2040

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address421 JAMES AVE, ERLANGER, KY 41018-1680
Document Number0000000139
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address421 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680

Mortgage

Document Number0000000139
DateAug 31, 2018
Book Page0C6491/000293
Instrument139
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueAug 30, 2033

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,033.00 (+1.54%)$230,000 (-) Land $25,000 Building $205,000$230,000 (-) Land $25,000 Building $205,000
2023$2,987.00$230,000 Land $25,000 Building $205,000$230,000 Land $25,000 Building $205,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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