Kenton County property record for 417 James Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1954 |
| Lot Size | 0.374 acres (16,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Nov 2025) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-09-011.00 |
| Primary APN | 003-40-09-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,329 sqft (0.374 acres) |
| Lot Dimensions | 226 ft deep x 72.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 417 JAMES AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCALPIN ANNEX 3RD LOT 21 72.25'X 226' IRREG |
| Legal Subdivision | MCALPINS |
| Legal Phase | 3RD |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 64300 |
417 James Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 JAMES AVE, ERLANGER, KY 41018-1680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Oct 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Oct 4, 2017 · Amount on File |
| Deed Document Number | 2025112055 |
| Deed Book / Page | 375 / 994 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0005900131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 20, 2025 |
| Property Address | 417 JAMES AVE, ERLANGER, KY 41018-1680 |
| Document Number | 0005900055 |
| Book / Page | KC 375 / 994 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 25112005900055 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMER HOMELAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6462 CANAL TRCE, BURLINGTON, KY 41005-6414 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 JAMES AVE, ERLANGER, KY 41018-1680 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900056 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 25112005900056 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 4, 2017 |
| Property Address | 417 JAMES AVE, ERLANGER, KY 41018-1680 |
| Document Number | 0000000131 |
| Book / Page | 0C6265 / 000008 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 131 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680 |
The 2025 property tax bill for 417 James Ave was $2,134.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (+45.24%) Land $25,000 Building $210,000 | $235,000 (+45.24%) Land $25,000 Building $210,000 | |
| 2025 | $2,134.00 | $161,800 Land $25,000 Building $136,800 | $161,800 Land $25,000 Building $136,800 |
| 2023 | $2,101.00 | $161,800 Land $25,000 Building $136,800 | $161,800 Land $25,000 Building $136,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 James Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 417 James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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