419 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 419 James Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 961 sqft · built 1954
Lot Size0.213 acres (9,277 sqft)
OwnerIndividual Name on Record
Last Sale$103,500 (Dec 2018)
Tax Bill$1,663 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-09-010.00

Property Details

APN / Parcel Number

Primary APN003-40-09-010.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area961 sqft Finished Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,277 sqft (0.213 acres)
Lot Dimensions185 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address419 JAMES AVE
CityERLANGER
StateKY
Zip41018-1680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 3RD LOT 20 50'X 185.53' IRREG
Legal SubdivisionMCALPINS
Legal Phase3RD
Legal Lot Number20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2010
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address419 JAMES AVE, ERLANGER, KY 41018-1680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Dec 20, 2018Warranty Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2018 · Amount on Record
Deed SaleDec 20, 2018 · Amount on Record
Prior SaleSep 5, 2014 · Amount on Record
Deed Document Number201812 20 059 00106
Deed Book / Page6568 / 68
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address419 JAMES AVE, ERLANGER, KY 41018-1680
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900266
DateMay 25, 2021
Book Page220/46
Instrument21052505900266
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 20, 2018
Property Address419 JAMES AVE, ERLANGER, KY 41018-1680
Document Number0000000106
Book / Page0C6568 / 000068
Instrument DateDec 18, 2018
Instrument106
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680

Mortgage

Document Number107
DateDec 20, 2018
Book Page0C6568/000071
Instrument107
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 19, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,100 (-) Land $25,000 Building $101,100$126,100 (-) Land $25,000 Building $101,100
2025$1,663.00 (+1.53%)$126,100 (-) Land $25,000 Building $101,100$126,100 (-) Land $25,000 Building $101,100
2023$1,638.00$126,100 Land $25,000 Building $101,100$126,100 Land $25,000 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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