425 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 425 James Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,290 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$127,000 (Jan 2018)
Tax Bill$2,109 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-09-007.00

Property Details

APN / Parcel Number

Primary APN003-40-09-007.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,290 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address425 JAMES AVE
CityERLANGER
StateKY
Zip41018-1680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 3RD LOT 17
Legal SubdivisionMCALPINS
Legal Phase3RD
Legal Lot Number17
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2010
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9095 CHANTILLY CT, UNION, KY 41091-8762
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Deed Document Number201801 18 059 00208
Deed Book / Page6337 / 5
Last Transfer DateFeb 16, 2024
Transfer Doc0005900134
Record UpdatedOct 29, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJan 18, 2018
Property Address425 JAMES AVE, ERLANGER, KY 41018-1680
Document Number0000000208
Book / Page0C6337 / 000005
Instrument DateJan 11, 2018
Instrument208
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 JAMES AVE ERLANGER KY 410181680, ERLANGER, KY 41018-1680

Mortgage

Document Number209
DateJan 18, 2018
Book Page0C6337/000007
Instrument209
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,900 (-) Land $25,000 Building $134,900$159,900 (-) Land $25,000 Building $134,900
2025$2,109.00 (+1.54%)$159,900 (-) Land $25,000 Building $134,900$159,900 (-) Land $25,000 Building $134,900
2023$2,077.00$159,900 Land $25,000 Building $134,900$159,900 Land $25,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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