421 E Bay Ave, #1, Newport Beach, CA 92661 Property Records

Orange County property record for 421 E Bay Ave, #1, Newport Beach, CA 92661

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,219 sqft · built 1972
Owner	Individual Name on File
Last Sale	$885,500 (Jul 2019)
Tax Bill	$10,474 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`936-520-01`

Property Details

APN / Parcel Number

Primary APN	`936-520-01`
Alternative APN	`048-113-13`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,219 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 E BAY AVE, 1
City	NEWPORT BEACH
State	CA
Zip	92661-1267
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 10135 BLK LOT 1 UN 1 TR 10135 LOT 1 UNIT 1 E, G, P, B OF PROJECT
Legal Subdivision	TRACT NO 10135
Legal Tract	10135
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3017
Census Tract	62800

Owner

421 E Bay Ave, #1 is owned and occupied by an individual who bought it in July 2019.

Source: Orange County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	421 E BAY AVE, NEWPORT BEACH, CA 92661-1267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2019	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Deed Document Number	2019269584
Prior Transfer Date	Feb 7, 2003
Prior Transfer Doc	0000209168
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	421 E BAY AVE # 1, 1, NEWPORT BEACH, CA 92661-1267
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 986, NEWPORT BEACH, CA 92661-0986

Mortgage

Document Number	0000754360
Date	Dec 16, 2021
Instrument	2021000754360

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	421 E BAY AVE # 1, 1, NEWPORT BEACH, CA 92661-1267
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 986, NEWPORT BEACH, CA 92661-0986

Mortgage

Document Number	0000307090
Date	May 7, 2021
Instrument	2021000307090

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	421 E BAY AVE # 1, 1, NEWPORT BEACH, CA 92661-1267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 986, NEWPORT BEACH, CA 92661-0986

Mortgage

Document Number	0000436858
Date	Aug 26, 2020
Instrument	2020000436858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 25, 2019
Property Address	421 E BAY AVE # 1, 1, NEWPORT BEACH, CA 92661-1267
Document Number	0000269584
Instrument Date	Jun 21, 2019
Instrument	269584
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$974.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 CORSICA DR NEWPORT BEACH CA 926603238, NEWPORT BEACH, CA 92660-3238

Mortgage

Document Number	269586
Date	Jul 25, 2019
Instrument	269586

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Bay Ave, #1 was $10,474 with a homeowner's exemption, up 1.6% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,789 (+2%) Land $887,276 Building $100,513
2025	$10,474.00 (+1.65%) Homeowner's exemption	$968,421 Land $869,878 Building $98,543
2024	$10,304.00 (+2.44%)
2023	$10,059.00 (-2.65%) Homeowner's exemption	$930,817 Land $836,100 Building $94,717
2022	$10,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 E Bay Ave, #1 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E Bay Ave, #1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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