417 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 417 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Multi-Family Dwellings
Details	978 sqft · built 1923
Lot Size	0.05 acres (2,156 sqft)
Owner	Company Name on File
Last Sale	$1,500,000 (Apr 2020)
Tax Bill	$26,000 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`048-113-03`

Property Details

APN / Parcel Number

Primary APN	`048-113-03`

Interior

Units	4 Units
Stories	2 Stories
Building Area	978 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Multi-Family
Lot Area	2,156 sqft (0.05 acres)

Location & Zoning

Street Address	417 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-0230
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A TR BALBOA TR BLK 2 LOT 3
Legal Subdivision	BALBOA TRACT
Legal Tract	104
Legal Block	2
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3017
Census Tract	62800

Owner

417 E Bay Ave, a residential property, is owned by a company that bought it in April 2020.

Source: Orange County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	30262 CROWN VALLEY PKWY, B, LAGUNA NIGUEL, CA 92677-2364
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAPITAL INC
Apr 10, 2020	Grant Deed, Construction Loan · Construction Mortgage SEACOAST COMMERCE BANK
Dec 28, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2018	Grant Deed, Transfer RBC BK (GEORGIA) NA
Feb 3, 2017	Trustee's Deed, Foreclosure STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Jan 11, 2018 · Amount on File
Deed Document Number	2020163338
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000049523
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 28, 2026
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Document Number	0000271778
Instrument Date	Sep 23, 2026
Instrument	2026271778
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	31654 W NINE DR, LAGUNA NIGUEL, CA 92677-2955

Mortgage

Document Number	0000271778,
Date	Sep 28, 2026
Instrument	2026271778

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LA SENDA PL, LAGUNA BEACH, CA 92651-6738

Mortgage

Document Number	0000535144
Date	Aug 25, 2021
Instrument	2021000535144

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2061

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	6.99%
Index	Other
Max Rate	9.99%

April 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 10, 2020
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Document Number	0000163338
Map Reference	MB 4 PG 11
Instrument Date	Dec 17, 2019
Instrument	2020000163338
Transaction Type	Construction Loan
Record Updated	Jul 21, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7531, LAGUNA NIGUEL, CA 92607-7531

Mortgage

Document Number	0000163339
Date	Apr 10, 2020
Instrument	2020000163339

Lender

Name	SEACOAST COMMERCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2018
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Document Number	0000483577
Instrument Date	Dec 27, 2018
Instrument	483577
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	417 BAY ST NEWPORT BEACH CA 92662, NEWPORT BEACH, CA 92662

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 11, 2018
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Document Number	0000009999
Instrument Date	Dec 5, 2017
Instrument	9999
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	SERVICELINK TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,457.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23832 HILLHURST DR LAGUNA NIGUEL CA 926772237, LAGUNA NIGUEL, CA 92677-2237

Mortgage

Document Number	10000
Date	Jan 11, 2018
Instrument	10000

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 3, 2017
Property Address	417 E BAY AVE, NEWPORT BEACH, CA 92661-0230
Document Number	0000049523
Instrument Date	Jan 31, 2017
Instrument	49523
Transaction Type	Foreclosure
Record Updated	Feb 10, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,489.71
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 417 E Bay Ave was $26,000, up 1.6% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,474,804 (+2%) Land $1,673,278 Building $801,526
2025	$26,000.00 (+1.61%)	$2,426,279 Land $1,640,469 Building $785,810
2024	$25,589.00 (+2.41%)
2023	$24,988.00 (-1.26%)	$2,332,064 Land $1,576,767 Building $755,297
2022	$25,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 417 E Bay Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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