Orange County property record for 424 E Bay Ave, Newport Beach, CA 92661
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 540 sqft · built 1920 |
| Lot Size | 0.048 acres (2,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Apr 2004) |
| Tax Bill | $19,270 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 048-111-12 |
| Primary APN | 048-111-12 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 540 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 2,088 sqft (0.048 acres) |
| Street Address | 424 E BAY AVE |
|---|---|
| City | NEWPORT BEACH |
| State | CA |
| Zip | 92661-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR BALBOA BAYSIDE TR BLK 2 LOT 23 BALBOA BAYSIDE TR LOT 23 BLK 2 SELY 27 FT |
| Legal Subdivision | BALBOA BAYSIDE TRACT |
| Legal Tract | 95 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 62800 |
424 E Bay Ave is owned by an individual who acquired it in February 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17461 IRVINE BLVD, K, TUSTIN, CA 92780-3034 |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2004 · Amount on File |
| Deed Sale | Apr 23, 2004 · Amount on File |
| Deed Document Number | 2004347565 |
| Last Transfer Date | Feb 3, 2016 |
| Transfer Doc | 0000064379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 424 E BAY AVE, NEWPORT BEACH, CA 92661-1207 |
| Document Number | 0000085067 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 190 S GLASSELL ST #201 ORANGE CA 928661477, 201, ORANGE, CA 92866-1477 |
| Document Number | 0000085067 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 85067 |
| Name | GEMINI FINANCE CORP GEMINI FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | ENCINITAS, CA 92024 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 424 E Bay Ave was $19,270.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Newport Beach City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,937,628 (+10.08%) Land $1,164,423 Building $773,205 | |
| 2025 | $19,270.00 | $1,760,153 Land $1,141,592 Building $618,561 |
| 2023 | $12,342.00 (-3.99%) | $1,127,426 Land $1,097,263 Building $30,163 |
| 2022 | $12,855.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 424 E Bay Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 84 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 144 units insured incl. 60 condo units |
| Nearby Flood Claims | 14 (1983–2023) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 E Bay Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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