421 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 421 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,059 sqft · built 1917
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$421,800 (Oct 2008)
Tax Bill	$8,871 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0087-02-005`

Property Details

APN / Parcel Number

Primary APN	`2-0087-02-005`
Alternative APN	`L346E161`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,059 sqft Living Area
1st Floor Area	1,644 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	105 ft deep x 73 ft wide
Garage Area	600 sqft
Porch	Slab
Porch Area	332 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	421 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 131, 132 AND WEST 13 FEET OF LOT 133 GRANGER WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	131-133
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1018
Census Tract	2900

Owner

Source: Chatham County records · APN 2-0087-02-005

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 E 45TH ST, SAVANNAH, GA 31405-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2008 · Amount on Record
Deed Sale	Oct 31, 2008 · Amount on Record
Deed Book / Page	346E / 161
Last Transfer Date	Mar 01, 2016
Transfer Doc	0746/593
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	421 E 45TH ST, SAVANNAH, GA 31405-2328
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E 45TH ST, SAVANNAH, GA 31405-2328

Mortgage

Document Number	0025120284
Date	Sep 01, 2021
Book Page	0000002512/0000000284
Instrument	033325940013

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2031

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,871.00 (+5.66%) Homeowner's exemption	$454,120 (+33.61%) Land $64,000 Building $390,120	$1,135,300 (+33.61%) Land $160,000 Building $975,300
2024	$8,396.00 (+2.82%)
2023		$339,880 (+53.15%) Land $64,800 Building $275,080	$849,700 (+53.15%) Land $162,000 Building $687,700
2022	$8,166.00	$221,920 Land $20,000 Building $201,920	$554,800 Land $50,000 Building $504,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

Based on FCC filings for 544 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH-MAIN serves 168,958 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.