405 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 405 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 3,470 sqft · built 1930
Lot Size	0.145 acres (6,299 sqft)
Owner	Company Name on File
Tax Bill	$11,546 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0087-02-002`

Property Details

APN / Parcel Number

Primary APN	`2-0087-02-002`
Alternative APN	`S239V320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,470 sqft Living Area
1st Floor Area	1,839 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2328
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R6
Legal Description	LOTS 124 & 125 GRANGER WD
Legal Subdivision	GRANGER WARD
Legal Lot Number	124-125
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1018
Census Tract	2900

Owner

Source: Chatham County records · APN 2-0087-02-002

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3088 E VERONA RD, PALM SPRINGS, CA 92262-2641
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	405 E 45TH ST, SAVANNAH, GA 31405-2328
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 45TH ST, SAVANNAH, GA 31405-2328

Mortgage

Document Number	0025270778
Date	Sep 13, 2021
Book Page	0000002527/0000000778

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,360 (+2.1%) Land $54,000 Building $302,360	$890,900 (+2.1%) Land $135,000 Building $755,900
2025	$11,546.00 (+16.57%)	$349,040 (+33.28%) Land $54,000 Building $295,040	$872,600 (+33.28%) Land $135,000 Building $737,600
2023		$261,880 (+9.46%) Land $36,000 Building $225,880	$654,700 (+9.46%) Land $90,000 Building $564,700
2022	$9,905.00	$239,240 Land $36,000 Building $203,240	$598,100 Land $90,000 Building $508,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

Based on FCC filings for 544 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH-MAIN serves 168,958 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.