420 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 420 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,350 sqft · built 1938
Lot Size	0.217 acres (9,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,725,000 (Sep 2025)
Tax Bill	$6,800 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0087-01-008`

Property Details

APN / Parcel Number

Primary APN	`2-0087-01-008`
Alternative APN	`M193V109`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,350 sqft Living Area
1st Floor Area	1,684 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	311 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	420 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 98 99 & 100 GRANGER WD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	98-100
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1008
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage SUNTRUST BANK
May 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Nov 6, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST HORIZON
Mar 3, 2017	Warranty Deed, Transfer
Mar 3, 2017	Warranty Deed, Transfer
Oct 28, 2011	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Book / Page	3781 / 267
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011600228
Date	Aug 24, 2017
Book Page	1160/228

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E 45TH ST, SAVANNAH, GA 31405-2329

Mortgage

Document Number	00377X0258
Date	May 30, 2012
Book Page	377X/258

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2042

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 22, 2025
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Document Number	0037810267
Book / Page	3781 / 267
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E 45TH ST, SAVANNAH, GA 31405-2329

Mortgage

Document Number	0003781269
Date	Sep 22, 2025
Instrument	3781/269

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 6, 2020
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Document Number	0021470765
Book / Page	2147 / 765
Instrument Date	Nov 6, 2020
Instrument	2020-011873
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 8TH LN, TYBEE ISLAND, GA 31328

Mortgage

Document Number	0021470771
Date	Nov 24, 2020
Book Page	0000002147/0000000771
Instrument	032719310014

Lender

Name	FIRST HORIZON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2022

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 3, 2017
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Document Number	0011430681
Book / Page	1143 / 681
Instrument Date	Mar 3, 2017
Instrument	2017-007940
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STEPHENSON AVE, SAVANNAH, GA 31405-4347

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 3, 2017
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Document Number	0010380756
Book / Page	1038 / 756
Instrument Date	Mar 3, 2017
Instrument	2017-002674
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5745 OGEECHEE RD, SAVANNAH, GA 31405-9505

October 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 28, 2011
Property Address	420 E 45TH ST, SAVANNAH, GA 31405-2329
Document Number	00373D0927
Book / Page	373D / 927
Instrument Date	Oct 28, 2011
Instrument	2011-009628
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E 45TH ST, SAVANNAH, GA 31405-2329

Mortgage

Document Number	00373D0929
Date	Oct 31, 2011
Book Page	373D/929

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2031

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,480 (+34.87%) Land $64,000 Building $509,480	$1,433,700 (+34.87%) Land $160,000 Building $1,273,700
2025	$6,800.00 (-26.94%)	$425,200 (+29.3%) Land $64,000 Building $361,200	$1,063,000 (+29.3%) Land $160,000 Building $903,000
2023		$328,840 (+9.63%) Land $64,800 Building $264,040	$822,100 (+9.63%) Land $162,000 Building $660,100
2022	$9,307.00	$299,960 Land $20,000 Building $279,960	$749,900 Land $50,000 Building $699,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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