514 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 514 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,338 sqft · built 1935
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2008)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-20-015`

Property Details

APN / Parcel Number

Primary APN	`2-0076-20-015`
Alternative APN	`S340R041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
1st Floor Area	1,184 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Porch	Slab
Porch Area	207 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	514 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 106 AND 107 GRANGER WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	106
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2004
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 E 45TH ST, SAVANNAH, GA 31405-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Line of Credit BANKSOUTH LAKE OFFICE
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIDENT HOME LOANS
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH LAKE OFFICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Deed Book / Page	340R / 041
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	514 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013200355
Date	Apr 11, 2018
Book Page	1320/355
Instrument	30960170007

Lender

Name	BANKSOUTH LAKE OFFICE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	514 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 E 45TH ST, SAVANNAH, GA 31405-2331

Mortgage

Document Number	0000002387/0000000236
Date	May 27, 2021
Book Page	0000002387/0000000236

Lender

Name	TRIDENT HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	514 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1320/355
Date	Apr 11, 2018
Book Page	1320/355
Instrument	30960170007

Lender

Name	BANKSOUTH LAKE OFFICE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,840.00 (-11.94%) Homeowner's exemption	$240,080 (+19.28%) Land $64,000 Building $176,080	$600,200 (+19.28%) Land $160,000 Building $440,200
2023		$201,280 (+21.63%) Land $64,800 Building $136,480	$503,200 (+21.63%) Land $162,000 Building $341,200
2022	$6,632.00	$165,480 Land $20,000 Building $145,480	$413,700 Land $50,000 Building $363,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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