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421 Crest Ln, Westminster, MD 21157 Property Records

Carroll County property record for 421 Crest Ln, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,588 sqft · built 2002
Lot Size0.245 acres (10,675 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Apr 2020)
Tax Bill$5,385 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-136587

Property Details

APN / Parcel Number

Primary APN07-136587
Alternative APNs
  • 7136587
  • 136587

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,588 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,675 sqft (0.245 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number136587
Street Address421 CREST LN
CityWESTMINSTER
StateMD
Zip21157-7284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 9 - 10675 SF 421 CREST LN 50-268 WINDEMERE ESTS PH 1 AMND
Legal SubdivisionWINDMERE ESTATES PH 01
Legal Phase1
Legal Lot Number9
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3015
Census Tract507802

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 CREST LN, WESTMINSTER, MD 21157-7284
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 9, 2020Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS
Jul 25, 2019Grant Deed, Transfer
GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC
May 31, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleJul 25, 2019 · Amount on Record
Deed Book / Page9628 / 204
Last Transfer DateJul 17, 2026
Transfer Doc1181000121
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJul 22, 2026
Property Address421 CREST LN, WESTMINSTER, MD 21157-7284
Document Number1181000121
Book / Page11816 / 121
Instrument DateJul 17, 2026
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address421 CREST LN, WESTMINSTER, MD 21157-7284

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateApr 9, 2020
Property Address421 CREST LN, WESTMINSTER, MD 21157-7284
Document Number0096280204
Book / Page009628 / 000204
Instrument DateMar 6, 2020
Transaction TypeTransfer
Record UpdatedJun 12, 2020
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address421 CREST LN WESTMINSTER MD 211577284, WESTMINSTER, MD 21157-7284

Mortgage

Document Number96280211
DateApr 9, 2020
Book Page009628/000211
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJul 25, 2019
Property Address421 CREST LN, WESTMINSTER, MD 21157-7284
Document Number0093550397
Book / Page009355 / 000397
Instrument DateJul 16, 2019
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyGEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$328.65
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address43088 UNISON KNOLL CIR ASHBURN VA 201487132, ASHBURN, VA 20148-7132

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCARROLL MD
Recording DateMay 31, 2019
Property Address421 CREST LN, WESTMINSTER, MD 21157-7284
Document Number0093040213
Book / Page009304 / 000213
Instrument DateFeb 13, 2019
Transaction TypeForeclosure
Record UpdatedJun 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$358.55
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CREST LN WESTMINSTER MD 211577284, WESTMINSTER, MD 21157-7284

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$621,300 (+43.82%) Land $120,500 Building $500,800$621,300 (+43.82%) Land $120,500 Building $500,800
2025$5,385.00 (+10.33%) Homeowner's exemption
2023$4,881.00 (+3.17%) Homeowner's exemption$432,000 (+3.18%) Land $120,500 Building $311,500$432,000 (-) Land $120,500 Building $311,500
2022$4,731.00 Homeowner's exemption$418,700$432,000 Land $120,500 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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