412 Crest Ln, Westminster, MD 21157 Property Records

Carroll County property record for 412 Crest Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,416 sqft · built 2002
Lot Size	0.293 acres (12,752 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Apr 2013)
Tax Bill	$5,616 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-136935`

Property Details

APN / Parcel Number

Primary APN	`07-136935`
Alternative APNs	`7136935` `136935`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,416 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,752 sqft (0.293 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	270 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	136935
Street Address	412 CREST LN
City	WESTMINSTER
State	MD
Zip	21157-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 74 - 12752 SF CREST LN 50-268 WINDEMERE ESTS PH 1 AMND
Legal Subdivision	WINDMERE ESTATES PH 01
Legal Phase	1
Legal Lot Number	74
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 CREST LN, WESTMINSTER, MD 21157-7289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Prior Sale	Oct 30, 2002 · Amount on Record
Deed Book / Page	7305 / 3
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	412 CREST LN, WESTMINSTER, MD 21157-7289
Document Number	0091940484
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	412 CREST LN WESTMINSTER MD 211577289, WESTMINSTER, MD 21157-7289

Mortgage

Document Number	0091940484
Date	Dec 28, 2018
Book Page	009194/000484

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,616.00 (+5.54%) Homeowner's exemption	$612,200 (+43.44%) Land $122,300 Building $489,900	$612,200 (+43.44%) Land $122,300 Building $489,900
2025	$5,321.00 (+10.35%) Homeowner's exemption
2023	$4,822.00 Homeowner's exemption	$426,800 Land $122,300 Building $304,500	$426,800 Land $122,300 Building $304,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20