Carroll County property record for 413 Crest Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,448 sqft · built 2001 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $627,000 (Mar 2024) |
| Tax Bill | $5,841 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-136544 |
| Primary APN | 07-136544 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Total Area |
| Basement Area | 516 sqft |
| Finished Basement | 516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,112 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 544 sqft |
| Porch | Slab |
| Porch Area | 552 sqft |
| Deck Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136544 |
|---|---|
| Street Address | 413 CREST LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 5 - 13112 SF 413 CREST LN 50-268 WINDEMERE ESTS PH 1 AMND |
| Legal Subdivision | WINDMERE ESTATES PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 507802 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | Apr 1, 2004 · Amount on Record |
| Deed Book / Page | 11203 / 208 |
| Prior Transfer Date | Oct 20, 2017 |
| Prior Transfer Doc | 0088470143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 5, 2024 |
| Property Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Document Number | 0112030208 |
| Book / Page | 11203 / 208 |
| Map Reference | MB 45 FO 139 |
| Instrument Date | Feb 20, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Document Number | 0112030214 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 11203-0214 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096500363 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 9650/363 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 27, 2017 |
| Property Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Document Number | 0088470143 |
| Book / Page | 8847 / 0143 |
| Map Reference | MB45 PL139 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 8847-0143 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 413 CREST LN, WESTMINSTER, MD 21157-7284 |
| Document Number | 0088470148 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 8847-0148 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2037 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,600 (+11.16%) Land $122,600 Building $496,000 | $618,600 (-) Land $122,600 Building $496,000 | |
| 2025 | $5,841.00 (+19.59%) Homeowner's exemption | $556,500 (+28.73%) | $618,600 (+43.1%) Land $122,600 Building $496,000 |
| 2023 | $4,884.00 | $432,300 Land $122,600 Building $309,700 | $432,300 Land $122,600 Building $309,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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