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417 Crest Ln, Westminster, MD 21157 Property Records

Carroll County property record for 417 Crest Ln, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,080 sqft · built 2001
Lot Size0.26 acres (11,327 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2017)
Tax Bill$5,471 (2024)
Deeds & MortgagesSep 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-136560

Property Details

APN / Parcel Number

Primary APN07-136560
Alternative APNs
  • 7136560
  • 136560

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,080 sqft Total Area
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,327 sqft (0.26 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number136560
Street Address417 CREST LN
CityWESTMINSTER
StateMD
Zip21157-7284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 7 - 11327 SF 417 CREST LN 50-268 WINDEMERE ESTS PH 1 AMND
Legal SubdivisionWINDMERE ESTATES PH 01
Legal Phase1
Legal Lot Number7
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3015
Census Tract507802

Owner

417 Crest Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Carroll County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address417 CREST LN, WESTMINSTER, MD 21157-7284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2017Grant Deed, Transfer · VA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2017 · Amount on File
Deed SaleAug 1, 2017 · Amount on File
Prior SaleJan 17, 2002 · Amount on File
Deed Document Number20178762-0001
Deed Book / Page8762 / 1
Prior Transfer DateJul 21, 2017
Prior Transfer Doc0087620001
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address417 CREST LN, WESTMINSTER, MD 21157-7284
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104560143
DateSep 20, 2021
Book Page10456/143
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueDec 1, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateAug 1, 2017
Property Address417 CREST LN, WESTMINSTER, MD 21157-7284
Document Number0087620001
Book / Page008762 / 000001
Instrument DateAug 1, 2017
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyLAKESIDE TITLE COMPANY INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address417 CREST LN WESTMINSTER MD 211577284, WESTMINSTER, MD 21157-7284

Mortgage

Document Number87620008
DateAug 1, 2017
Book Page008762/000008
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$572,600 Land $121,100 Building $451,500$572,600 Land $121,100 Building $451,500
2024$5,471.00 (+4.33%)
2023$5,244.00 Homeowner's exemption$464,100 Land $121,100 Building $343,000$464,100 Land $121,100 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Crest Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Crest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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