Geauga County property record for 421 Chardon Ave, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,352 sqft · built 2022 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (Oct 2020) |
| Tax Bill | $6,349 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165255 |
| Primary APN | 10-165255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Upper Floors Area | 986 sqft |
| Basement Area | 1,366 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 230 sqft |
| Balcony Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005321-8 |
|---|---|
| Street Address | 421 CHARDON AVE |
| City | CHARDON |
| State | OH |
| Zip | 44024-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 27 ROCKY CELLARS SUB #2 RERECORDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Sep 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 11, 2022 | Warranty Deed, Subdivision Related Transfer · Line of Credit GUARANTEED RATE INC |
| May 6, 2021 | Intrafamily Transfer, Transfer · Line of Credit ERIEBANK |
| Oct 15, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2003 · Amount on Record |
| Deed Document Number | 2020971294 |
| Deed Book / Page | 2105 / 2439 |
| Last Transfer Date | May 3, 2021 |
| Transfer Doc | 0021233488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | May 11, 2026 |
| Property Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0001046745 |
| Book / Page | 2220 / 3032 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261046745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0001046745, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2220/3032 |
| Instrument | 20261046745 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021742698 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 2174/2698 |
| Instrument | 202301015837 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Feb 11, 2022 |
| Property Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021453414 |
| Book / Page | 2145 / 3414 |
| Map Reference | VOL 25 PG 104-105 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 202200996147 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | LAKE COUNTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3940 NORTH RAVRISWOOD, CHICAGO, IL 60613 |
| Document Number | 202200996148 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202200996148 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | May 6, 2021 |
| Property Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021233488 |
| Book / Page | 2123 / 3488 |
| Map Reference | VOL 25 PG 104-105 |
| Instrument Date | May 3, 2021 |
| Instrument | 202100982390 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | LAKE COUNTY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6930 WILLIAMS RD, CONCORD TOWNSHIP, OH 44077-9513 |
| Document Number | 202100982391 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 202100982391 |
| Name | ERIEBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 15, 2020 |
| Property Address | 421 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021052439 |
| Book / Page | 002105 / 002439 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 971294 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6930 WILLIAMS RD PAINESVILLE OH 440779513, PAINESVILLE, OH 44077-9513 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,349.00 (-0.09%) | $128,320 (-) Land $18,870 Building $109,450 | |
| 2024 | $6,355.00 (+4.18%) Homeowner's exemption | $128,320 (-) Land $18,870 Building $109,450 | |
| 2023 | $6,100.00 (+416.95%) | $128,320 (+965.78%) Land $18,870 Building $109,450 | $366,600 (+965.7%) Land $53,900 Building $312,700 |
| 2022 | $12,040 Land $12,040 | ||
| 2021 | $1,180.00 | ||
| 2020 | $34,400 Land $34,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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