Geauga County property record for 415 Chardon Ave, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,514 sqft · built 1998 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Nov 2024) |
| Tax Bill | $6,389 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165258 |
| Primary APN | 10-165258 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Upper Floors Area | 1,160 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 275 sqft |
| Patio Area | 275 sqft |
| Balcony Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005322-4 |
|---|---|
| Street Address | 415 CHARDON AVE |
| City | CHARDON |
| State | OH |
| Zip | 44024-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 30 ROCKY CELLARS SUB #2 RERECORDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6801 BRECKSVILLE RD, 25, INDEPENDENCE, OH 44131-5036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on Record |
| Deed Sale | Nov 8, 2024 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 20241028471 |
| Deed Book / Page | 2193 / 1005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 415 CHARDON AVE, CHARDON, OH 44024-1070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 415 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021663415 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 2166/3415 |
| Instrument | 202301010602 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | May 31, 2022 |
| Property Address | 415 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0021522288 |
| Book / Page | 2152 / 2288 |
| Map Reference | VOL 25 PG 104 |
| Instrument Date | May 24, 2022 |
| Instrument | 202201000614 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6225 OAK TREE BLVD, INDEPENDENCE, OH 44131-2509 |
| Document Number | 202201000615 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202201000615 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 415 CHARDON AVE, CHARDON, OH 44024-1070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0021041274 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 2104/1274 |
| Instrument | 202000970508 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2030 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,389.00 (-0.13%) | $129,160 (-) Land $26,780 Building $102,380 | |
| 2024 | $6,397.00 (+4.19%) Homeowner's exemption | $129,160 (-) Land $26,780 Building $102,380 | |
| 2023 | $6,140.00 (+8.12%) Homeowner's exemption | $129,160 (+30.77%) Land $26,780 Building $102,380 | $369,000 (+30.76%) Land $76,500 Building $292,500 |
| 2022 | $98,770 Land $20,090 Building $78,680 | ||
| 2021 | $5,679.00 | ||
| 2020 | $282,200 Land $57,400 Building $224,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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