413 Chardon Ave, Chardon, OH 44024 Property Records

Geauga County property record for 413 Chardon Ave, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,876 sqft · built 2002
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2003)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-165259`

Property Details

APN / Parcel Number

Primary APN	`10-165259`
Alternative APN	`005322-6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,420 sqft
Upper Floors Area	1,456 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	27,443 sqft (0.63 acres)
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005322-6
Street Address	413 CHARDON AVE
City	CHARDON
State	OH
Zip	44024-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	S/L 31 ROCKY CELLARS SUB #2 RERECORDED
Legal Subdivision	ROCKY CELLARS SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4002
Census Tract	312201

Owner

413 Chardon Ave is owned and occupied by an individual who bought it in March 2003.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	413 CHARDON AVE, CHARDON, OH 44024-1070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2003 · Amount on File
Deed Sale	Mar 21, 2003 · Amount on File
Prior Sale	Sep 9, 2002 · Amount on File
Deed Document Number	2003654730
Deed Book / Page	1594 / 979
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	413 CHARDON AVE, CHARDON, OH 44024-1070
Document Number	0020352701
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 CHARDON AVE CHARDON OH 440241070, CHARDON, OH 44024-1070

Mortgage

Document Number	0020352701
Date	Jul 19, 2017
Book Page	002035/002701
Instrument	923673

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 Chardon Ave was $6,541 with a homeowner's exemption, down 0.1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,541.00 (-0.12%)	$132,230 (-) Land $26,110 Building $106,120
2024	$6,549.00 (+4.18%) Homeowner's exemption	$132,230 (-) Land $26,110 Building $106,120
2023	$6,286.00 Homeowner's exemption	$132,230 (+26.19%) Land $26,110 Building $106,120	$377,800 Land $74,600 Building $303,200
2022		$104,790 Land $19,600 Building $85,190
2021	$6,026.00
2020			$299,400 Land $56,000 Building $243,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Chardon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Chardon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20