414 Chardon Ave, Chardon, OH 44024 Property Records

Geauga County property record for 414 Chardon Ave, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,657 sqft · built 1999
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Tax Bill$6,336 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-165250

Property Details

APN / Parcel Number

Primary APN10-165250
Alternative APN
  • 005320-8

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,657 sqft Living Area
1st Floor Area1,402 sqft
Upper Floors Area1,132 sqft
Basement Area1,388 sqft
Unfinished Basement1,388 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area650 sqft
Patio Area650 sqft
Balcony Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number005320-8
Street Address414 CHARDON AVE
CityCHARDON
StateOH
Zip44024-1073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionS/L 22 ROCKY CELLARS SUB #2 RERECORDED
Legal SubdivisionROCKY CELLARS SUB
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group4
Census Block4002
Census Tract312201

Owner

414 Chardon Ave is owned and occupied by an individual.

Source: Geauga County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address414 CHARDON AVE, CHARDON, OH 44024-1073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 26, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address414 CHARDON AVE, CHARDON, OH 44024-1073
Transaction TypeMortgage
Record UpdatedOct 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 CHARDON AVE, CHARDON, OH 44024-1073

Mortgage

Document Number0021750858
DateSep 19, 2023
Book Page2175/858
Instrument202301016167
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressCHARDON, OH 44024
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueSep 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address414 CHARDON AVE, CHARDON, OH 44024-1073
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021572725
DateAug 26, 2022
Book Page2157/2725
Instrument202201004125
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 414 Chardon Ave was $6,336 with a homeowner's exemption, up 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,336.00 (+0.22%)$127,650 (-) Land $19,640 Building $108,010
2024$6,322.00 (+4.17%) Homeowner's exemption$127,650 (-) Land $19,640 Building $108,010
2023$6,069.00 Homeowner's exemption$127,650 (+17.53%) Land $19,640 Building $108,010$364,700 Land $56,100 Building $308,600
2022$108,610 Land $16,380 Building $92,230
2021$6,245.00
2020$310,300 Land $46,800 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Chardon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Chardon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Chardon Ave

Nearby Streets

Search Property Records by Address or Parcel Number