421 Black Bear Dr, Grayling, MI 49738 Property Records

Crawford County property record for 421 Black Bear Dr, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,400 sqft · built 1980
Lot Size	0.544 acres (23,732 sqft)
Owner	Company Name on Record
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-45-900-00-021-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-900-00-021-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Lot Area	23,732 sqft (0.544 acres)
Lot Width	75 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 BLACK BEAR DR
City	GRAYLING
State	MI
Zip	49738-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NRD
Legal Description	LOT 21 THENDARA PLAT
Legal Subdivision	THENDARA SUB
Legal Lot Number	21
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2044
Census Tract	960300

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION
Aug 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION
Aug 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION
Aug 11, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION
Aug 11, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026
Deed Sale	Feb 18, 2026
Prior Sale	Aug 11, 2025
Deed Book / Page	838 / 854
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Feb 18, 2026
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Document Number	000838/854
Book / Page	838 / 854
Instrument Date	Feb 18, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

Mortgage

Document Number	0000000828/0000000870
Date	Aug 11, 2025
Book Page	0000000828/0000000870

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2040

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

Mortgage

Document Number	0000000828/0000000870
Date	Aug 11, 2025
Book Page	0000000828/0000000870

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

Mortgage

Document Number	0000000828/0000000870
Date	Aug 11, 2025
Book Page	0000000828/0000000870

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Aug 11, 2025
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Document Number	000828/867
Book / Page	828 / 867
Instrument Date	Jun 25, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

Mortgage

Document Number	0000828870
Date	Aug 11, 2025
Instrument	828/870

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2040

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Aug 11, 2025
Property Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045
Document Number	000828/878
Book / Page	828 / 878
Instrument Date	Jun 25, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 BLACK BEAR DR, GRAYLING, MI 49738-9045

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,500 (+8.13%) Land $12,200 Building $163,300	$351,000 (+8.13%) Land $24,400 Building $326,600
2025	$3,794.00 (+1.17%)	$162,300 (+23.8%) Land $12,200 Building $150,100	$324,600 (+23.8%) Land $24,400 Building $300,200
2024	$3,750.00 (+9.55%)
2023		$131,100 Land $12,200 Building $118,900	$262,200 Land $24,400 Building $237,800
2022	$3,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 97.5% of Michigan
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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