Crawford County property record for 323 Black Bear Dr, Grayling, MI 49738
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1946 |
| Lot Size | 0.841 acres (36,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (May 2019) |
| Tax Bill | $3,225 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-45-900-00-017-00 |
| Primary APN | 040-45-900-00-017-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Modular |
| Lot Area | 36,647 sqft (0.841 acres) |
| Lot Width | 75 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 323 BLACK BEAR DR |
|---|---|
| City | GRAYLING |
| State | MI |
| Zip | 49738-9044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NRD |
| Legal Description | LOTS 17 & 18 THENDARA |
| Legal Subdivision | THENDARA SUB |
| Legal Lot Number | 17-18 |
| Jurisdiction | CRAWFORD MI |
| Township / Civil Division | GRAYLING |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 960300 |
323 Black Bear Dr is owned by an individual who bought it in May 2019.
Source: Crawford County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 761 ARGENTINE RD, HOWELL, MI 48843-6827 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE SAVINGS BANK |
| May 31, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on File |
| Deed Sale | May 31, 2019 · Amount on File |
| Prior Sale | Nov 16, 1999 · Amount on File |
| Deed Book / Page | 739 / 741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Property Address | 323 BLACK BEAR DR, GRAYLING, MI 49738-9044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 323 BLACK BEAR DR, GRAYLING, MI 49738-9044 |
| Document Number | 0000000743/0000000482 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 0000000743/0000000482 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAWFORD MI |
| Recording Date | May 31, 2019 |
| Property Address | 323 BLACK BEAR DR, GRAYLING, MI 49738-9044 |
| Document Number | 739/741 |
| Book / Page | 739 / 741 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 739742 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 739/742 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 000739/741 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 739/741 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 323 Black Bear Dr was $3,225.
Source: Crawford County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Crawford County |
| County Subdivision | Grayling Charter Township |
| Unified School District | Crawford AuSable Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 Land $12,200 Building $92,800 | $210,000 Land $24,400 Building $185,600 | |
| 2025 | $3,225.00 | ||
| 2023 | $76,500 Land $12,200 Building $64,300 | $153,000 Land $24,400 Building $128,600 | |
| 2022 | $2,910.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 323 Black Bear Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 323 Black Bear Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 97.5% of Michigan |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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