Mecklenburg County property record for 421 Armour St, Davidson, NC 28036
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4 ba · 2,334 sqft · built 2008 |
| Lot Size | 0.035 acres (1,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Dec 2020) |
| Tax Bill | $4,624 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2019 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-275-58 |
| Primary APN | 003-275-58 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,334 sqft Heated Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 950 sqft |
| Upper Floors Area | 924 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,544 sqft (0.035 acres) |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-275-58 |
|---|---|
| Street Address | 421 ARMOUR ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6905 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | VI |
| Legal Description | L3011E M48-671 |
| Legal Subdivision | DAVIDSON BAY |
| Legal Lot Number | 3011E |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 6403 |
Source: Mecklenburg County records · APN 003-275-58
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES CU |
| Dec 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2020 · Amount on Record |
| Deed Sale | Dec 08, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 0035405242 |
| Deed Book / Page | 35405 / 242 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000047089 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 34437/94 |
| Instrument | 2020047089 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000150989 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 34014/107 |
| Instrument | 2019150989 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 08, 2020 |
| Property Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000207228 |
| Book / Page | 35405 / 242 |
| Map Reference | MB 48 PG 671 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020207228 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | TRYON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 LAVENDER BLOOM LOOP, 140, MOORESVILLE, NC 28115-8704 |
| Name | Verified Name |
|---|---|
| Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000207229 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 2020207229 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 28, 2018 |
| Property Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000159247 |
| Book / Page | 33198 / 308 |
| Map Reference | MB 48 PG 671 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2018159247 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 ANNISTON WAY, 222, DAVIDSON, NC 28036-7793 |
| Name | Verified Name |
|---|---|
| Address | 421 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000159248 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018159248 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2039 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 349 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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