Mecklenburg County property record for 405 Armour St, Davidson, NC 28036
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4.5 ba · 2,336 sqft · built 2008 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Jun 2026) |
| Tax Bill | $4,669 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-275-54 |
| Primary APN | 003-275-54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 950 sqft |
| Upper Floors Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 1,786 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 405 ARMOUR ST |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6905 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | VI |
| Legal Description | L3011A M48-671 |
| Legal Subdivision | DAVIDSON BAY MAP 02 |
| Legal Block | 5 |
| Legal Lot Number | 3011A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 6403 |
Source: Mecklenburg County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 1, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Feb 20, 2024 · Amount on Record |
| Deed Document Number | 202662624 |
| Deed Book / Page | 40496 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000062624 |
| Book / Page | 40496 / 18 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202662624 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000062626, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202662626 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 20, 2024 |
| Property Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000014363 |
| Book / Page | 38641 / 911 |
| Map Reference | MB 48 PG 671 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024014363 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 EASTWOOD PARK RD # RD22A, RD22A, SUNSET BEACH, NC 28468-6197 |
| Name | Verified Name |
|---|---|
| Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000014364 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024014364 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Number | 0000014364 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 38641/913 |
| Instrument | 2024014364 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 405 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000068099 |
| Book / Page | 032726 / 000449 |
| Instrument Date | May 31, 2018 |
| Instrument | 68099 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 ARMOUR ST DAVIDSON NC 280366905, DAVIDSON, NC 28036-6905 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $495,800 (-) Land $115,000 Building $380,800 | $495,800 (-) Land $115,000 Building $380,800 | |
| 2023 | $4,669.00 | $495,800 Land $115,000 Building $380,800 | $495,800 Land $115,000 Building $380,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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