Mecklenburg County property record for 413 Armour St, Davidson, NC 28036
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,562 sqft · built 2008 |
| Lot Size | 0.027 acres (1,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2017) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-275-56 |
| Primary APN | 003-275-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 924 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,176 sqft (0.027 acres) |
| Garage Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 413 ARMOUR ST |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-6905 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | VI |
| Legal Description | L3011C M48-671 |
| Legal Subdivision | DAVIDSON BAY |
| Legal Block | 5 |
| Legal Lot Number | 3011C |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 6403 |
Source: Mecklenburg County records · APN 003-275-56
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 SAN MICHELE PL, DAVIDSON, NC 28036-8301 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Jun 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Apr 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Prior Sale | Apr 29, 2008 · Amount on Record |
| Deed Document Number | 201755212 |
| Deed Book / Page | 31756 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 413 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000150320 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 34010/057 |
| Instrument | 2019150320 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.43% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.43% |
| Index | 1-Year LIBOR |
| Max Rate | 9.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 413 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000082657 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 31901/623 |
| Instrument | 2017082657 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 413 ARMOUR ST, DAVIDSON, NC 28036-6905 |
| Document Number | 0000055212 |
| Book / Page | 031755 / 000700 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 55212 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 SAN MICHELE PL DAVIDSON NC 280368301, DAVIDSON, NC 28036-8301 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $489,300 Land $105,000 Building $384,300 | $489,300 Land $105,000 Building $384,300 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 349 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures