522 Armour St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 522 Armour St, Davidson, NC 28036

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,080 sqft · built 2010
Lot Size0.027 acres (1,216 sqft)
OwnerIndividual Name on Record
Last Sale$122,000 (May 2018)
Tax Bill$1,463 (2023)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-282-63

Property Details

APN / Parcel Number

Primary APN003-282-63

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,080 sqft Heated Area
Gross Area824 sqft
1st Floor Area480 sqft
Upper Floors Area320 sqft

Exterior

Year BuiltBuilt 2010
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area1,216 sqft (0.027 acres)
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-282-63
Street Address522 ARMOUR ST
CityDAVIDSON
StateNC
Zip28036-6927
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeVI
Legal DescriptionL72 M52-792
Legal SubdivisionDAVIDSON BAY PH 2 MAP 1
Legal Lot Number72
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1021
Census Tract6403

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 ARMOUR ST, DAVIDSON, NC 28036-6927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2018 · Amount on Record
Deed SaleMay 2, 2018 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Document Number0032649982
Deed Book / Page32649 / 982
Record UpdatedJun 7, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 2, 2018
Property Address522 ARMOUR ST, DAVIDSON, NC 28036-6927
Document Number0000053431
Book / Page32649 / 982
Map ReferenceMB52 PG792
Instrument DateMay 2, 2018
Instrument2018053431
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address803 KIMBROUGH SQUARE CT, 803, DAVIDSON, NC 28036-6926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address522 ARMOUR ST, DAVIDSON, NC 28036-6927

Mortgage

Document Number0000053432
DateMay 2, 2018
Instrument2018053432
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Mortgage

Document Number0000053436
DateMay 2, 2018
Book Page32650/031
Instrument2018053436
Lender
NameTHE TOWN OF DAVIDSON
TypeGovernment Agency
AddressDAVIDSON, NC 28036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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