Osceola County property record for 421 Alabama Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 882 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $1,681.00 (2025) |
| Primary APN | 0126300001038500H0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 882 sqft Heated Area |
| Gross Area | 1,260 sqft Gross Area |
| 1st Floor | 672 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stone Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 138 ft x 62.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 238 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79736 |
|---|---|
| Street Address | 421 ALABAMA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 385 LOT H |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 385 |
| Legal Lot Number | H |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3035 |
| Census Tract | 43400 |
Source: Osceola County records · APN 0126300001038500H0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 ALABAMA AVE, SAINT CLOUD, FL 34769-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jul 12, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 |
| Deed Sale | Mar 25, 2024 |
| Prior Sale | Apr 15, 2009 · Amount on Record |
| Deed Doc Number | 0065702396 |
| Deed Book / Page | 5365 / 2713 |
| Prior Transfer Date | Jul 12, 2018 |
| Prior Transfer Doc | 2018106571 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 421 ALABAMA AVE, SAINT CLOUD, FL 34769-2644 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 421 ALABAMA AVE, SAINT CLOUD, FL 34769-2644 |
| Document Number | 0060850835 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 6085/835 |
| Instrument | 2021176029 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jun 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 12, 2018 |
| Property Address | 421 ALABAMA AVE, SAINT CLOUD, FL 34769-2644 |
| Document Number | 0053652713 |
| Book / Page | 005365 / 002713 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 106571 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | PREMIER TITLE/CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 421 ALABAMA AVE ST CLOUD FL 347692644, ST CLOUD, FL 34769-2644 |
| Document Number | 53652715 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 005365/002715 |
| Instrument | 106572 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 (+7.41%) Homeowner's exemption | $136,812 (+5.99%) | $225,300 (+9.74%) Land $46,800 Building $178,500 |
| 2023 | $1,565.00 (+4.4%) Homeowner's exemption | $129,085 (+3%) | $205,300 (+10.44%) Land $42,500 Building $162,800 |
| 2022 | $1,499.00 Homeowner's exemption | $125,326 | $185,900 Land $38,200 Building $147,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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