Osceola County property record for 437 Alabama Ave, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,305 sqft · built 1960 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2024) |
| Tax Bill | $3,050 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0385-00E0 |
| Primary APN | 01-26-30-0001-0385-00E0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,928 sqft |
| 1st Floor Area | 945 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 138 ft deep x 62.5 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 47 sqft |
| Patio Area | 650 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 437 ALABAMA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 385 LOT E |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 385 |
| Legal Lot Number | E |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0385-00E0
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 ALABAMA AVE, SAINT CLOUD, FL 34769-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2009 |
| Deed Document Number | 2024155120 |
| Deed Book / Page | 6707 / 2957 |
| Prior Transfer Date | Nov 27, 2024 |
| Prior Transfer Doc | 0067110673 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (-8.76%) | $213,300 (+13.1%) Land $46,800 Building $166,500 | $213,300 (+13.1%) Land $46,800 Building $166,500 |
| 2024 | $3,343.00 (+9.18%) | ||
| 2023 | $3,062.00 (+10.78%) | $188,600 (+12.73%) Land $42,500 Building $146,100 | $188,600 (+12.73%) Land $42,500 Building $146,100 |
| 2022 | $2,764.00 | $167,300 Land $38,200 Building $129,100 | $167,300 Land $38,200 Building $129,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured 12 under condo master policies |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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