Osceola County property record for 416 Alabama Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,536 sqft Living Area |
| Lot Size | 11,238 sqft (0.258 acres) |
| Garage | Attached, 360 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $132,000 (2017) |
| Tax Bill | $2,162.00 (2024) |
| Primary APN | 01-26-30-0001-0386-0025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,512 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Upper Floors | 216 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Custom Design Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Mansard Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 11,238 sqft (0.258 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 616 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 416 ALABAMA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PGS 61-62 BLK 386 S 50 FT OF LOT 2 AND N 25 FT OF LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 386 |
| Legal Lot Number | 25 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0386-0025
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 ALABAMA AVE, SAINT CLOUD, FL 34769-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Deed Doc Number | 2017149533 |
| Deed Book / Page | 5226 / 3 |
| Prior Transfer Date | Oct 13, 2017 |
| Prior Transfer Doc | 0052260003 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 416 ALABAMA AVE, SAINT CLOUD, FL 34769-2645 |
| Document Number | 0053551310 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 416 ALABAMA AVE ST CLOUD FL 347692645, ST CLOUD, FL 34769-2645 |
| Document Number | 0053551310 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 005355/001310 |
| Instrument | 96784 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 416 ALABAMA AVE, SAINT CLOUD, FL 34769-2645 |
| Document Number | 0052260003 |
| Book / Page | 005226 / 000003 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 149533 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 416 ALABAMA AVE ST CLOUD FL 347692645, ST CLOUD, FL 34769-2645 |
| Document Number | 52260004 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 005226/000004 |
| Instrument | 149534 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,242.00 (+3.7%) Homeowner's exemption | $168,176 (+5.99%) | $307,800 (+13.25%) Land $55,000 Building $252,800 |
| 2024 | $2,162.00 (+3.05%) | ||
| 2023 | $2,098.00 (+4.02%) Homeowner's exemption | $158,677 (+3%) | $271,800 (+16.6%) Land $50,000 Building $221,800 |
| 2022 | $2,017.00 Homeowner's exemption | $154,056 | $233,100 Land $45,000 Building $188,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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