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411 Alabama Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 411 Alabama Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1980
Square Footage882 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Tax Bill$558.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126300001038500J0
Alternative APN
  • 79738

Interior

Full Baths1 Baths
Building Area882 sqft Heated Area
Gross Area952 sqft Gross Area
1st Floor672 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width138 ft x 62.5 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area80 sqft Shed
PorchEnclosed Porch
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79738
Street Address411 ALABAMA AVE
CitySAINT CLOUD
StateFL
Zip34769-2644
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 385 LOT J
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block385
Legal Lot NumberJ
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3035
Census Tract43400

Owner

Source: Osceola County records · APN 0126300001038500J0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 ALABAMA AVE, SAINT CLOUD, FL 34769-2644
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2025
Deed SaleJan 18, 2025
Deed Book / Page01743 / 02603
Prior Transfer DateJun 07, 2000
Prior Transfer Doc0174302603
Record RefreshedJun 08, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address411 ALABAMA AVE, SAINT CLOUD, FL 34769-2644
Document Number0057060938
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11 ALABAMA AVE ST CLOUD FL 34769, ST CLOUD, FL 34769

Mortgage

Document Number0057060938
DateApr 09, 2020
Book Page005706/000938
Instrument49294
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term396 Months
DueApr 08, 2053
Interest
Rate3.39%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$558.00 (+2.76%) Homeowner's exemption$70,248 (+5.99%)$178,300 (+12.28%) Land $46,800 Building $131,500
2023$543.00 (+1.88%) Homeowner's exemption$66,281 (+3%)$158,800 (+12.07%) Land $42,500 Building $116,300
2022$533.00 Homeowner's exemption$64,351$141,700 Land $38,200 Building $103,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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