421 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 421 Addison St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1915
Square Footage1,578 sqft Living Area
Lot Size8,840 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2006)
Tax Bill$5,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-13-133-010

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,578 sqft Living Area
Gross Area2,367 sqft Gross Area
Basement Area789 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame Construction
Lot Area8,840 sqft (0.203 acres)
Depth X Width136 ft x 65 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address421 ADDISON ST
CityELGIN
StateIL
Zip60120-5854
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ADDN LOT 5 BLOCK 2
Legal SubdivisionOAKWOOD ADDN
Legal Block2
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1006
Census Tract851301

Owner

Source: Kane County records · APN 06-13-133-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1080 BORDEN DR, ELGIN, IL 60120-4632
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2006 · Amount on Record
Deed SaleSep 07, 2006 · Amount on Record
Prior SaleJul 27, 2005
Deed Doc Number200697695
Prior Transfer DateSep 01, 2000
Prior Transfer Doc0000073622
Record RefreshedSep 20, 2026

October 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address421 ADDISON ST, ELGIN, IL 60120-5854
Document Number0000029875
Instrument DateOct 17, 2016
Transaction TypeMortgage
Record UpdatedJul 06, 2017
Title CompanyTD SERVICES COMPANY, TD SVC CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ADDISON ST ELGIN IL 601204434, ELGIN, IL 60120-4434

Mortgage

Document Number0000029875
DateJun 12, 2017
Instrument29875
Lender
NameRUSHMORE LN MGMT SVCS
TypeFunding / Finance Company
AddressIRVINE, CA 92618
Agreement
AmountAmount Recorded
Term360 Months
DueJun 11, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,401.00 (+25.99%) Homeowner's exemption
2024$72,576 (+30.9%) Land $14,583 Building $57,993$217,815 (+30.96%) Land $43,767 Building $174,049
2022$4,287.00 (+4.84%) Homeowner's exemption$55,442 (+6.96%) Land $12,013 Building $43,429$166,326 (+6.96%) Land $36,039 Building $130,287
2021$4,089.00 Homeowner's exemption$51,834 Land $11,231 Building $40,603$155,502 Land $33,693 Building $121,809

Flood & Wildfire

421 Addison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Addison St

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