Kane County property record for 426 Addison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 490 sqft · built 1900 |
| Lot Size | 0.101 acres (4,420 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $104,000 (Oct 2005) |
| Tax Bill | $228 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-132-021 |
| Primary APN | 06-13-132-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 490 sqft Living Area |
| 1st Floor Area | 490 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,420 sqft (0.101 acres) |
| Lot Dimensions | 136 ft deep x 33 ft wide |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 426 ADDISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ADDN EXCEPT EASTERLY 32.5 FT LOT 7 BLOCK 1 |
| Legal Subdivision | OAKWOOD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-132-021
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 426 ADDISON ST, ELGIN, IL 60120-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2005 · Amount on Record |
| Deed Sale | Oct 06, 2005 · Amount on Record |
| Prior Sale | Nov 15, 2004 · Amount on Record |
| Deed Document Number | 2005120385 |
| Last Transfer Date | Mar 20, 2024 |
| Transfer Doc | 0000017568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 426 ADDISON ST, ELGIN, IL 60120-4435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 426 ADDISON ST, ELGIN, IL 60120-4435 |
| Document Number | 0000009559 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024K009559 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228.00 (-67.1%) | ||
| 2024 | $33,287 (+21.4%) Land $9,071 Building $24,216 | $99,901 (+21.45%) Land $27,224 Building $72,677 | |
| 2022 | $693.00 (-2.81%) Homeowner's exemption | $27,420 (+6.96%) Land $7,472 Building $19,948 | $82,260 (+6.96%) Land $22,416 Building $59,844 |
| 2021 | $713.00 Homeowner's exemption | $25,636 Land $6,986 Building $18,650 | $76,908 Land $20,958 Building $55,950 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA.
Based on FCC filings for 625 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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