416 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 416 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,566 sqft · built 1880
Lot Size	0.101 acres (4,420 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Apr 2022)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-018`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
Gross Area	2,349 sqft
Basement Area	783 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	4,420 sqft (0.101 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	416 ADDISON ST
City	ELGIN
State	IL
Zip	60120-5395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADDN EAST 1/2 LOT 4 BLOCK 1
Legal Subdivision	OAKWOOD ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

416 Addison St is owned by a company that bought it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	124 RIESER CIR, NAPERVILLE, IL 60565-2034
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2018	Warranty Deed, Transfer · ARM OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	202222544
Prior Transfer Date	Mar 8, 2022
Prior Transfer Doc	0000022544
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 26, 2022
Property Address	416 ADDISON ST, ELGIN, IL 60120-5395
Document Number	0000022544
Instrument Date	Mar 8, 2022
Instrument	2022K022544
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 ADDISON ST, 416, ELGIN, IL 60120-5395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RIESER CIR, NAPERVILLE, IL 60565-2034

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2018
Property Address	416 ADDISON ST, ELGIN, IL 60120-5395
Document Number	0000004713
Instrument Date	Dec 22, 2017
Instrument	2018K004713
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATLAIMA TITLE LCL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ADDISON ST, ELGIN, IL 60120-5395

Mortgage

Document Number	0000004714
Date	Jan 29, 2018
Instrument	2018K004714

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 416 Addison St was $4,947.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00	$64,848 (+8.57%) Land $9,848 Building $55,000	$194,622 (+8.57%) Land $29,556 Building $165,066
2024		$59,730 Land $9,071 Building $50,659	$179,262 Land $27,224 Building $152,038
2022	$3,417.00 (+5.07%) Homeowner's exemption	$45,410 (+6.96%) Land $7,472 Building $37,938	$136,230 (+6.96%) Land $22,416 Building $113,814
2021	$3,252.00 Homeowner's exemption	$42,455 Land $6,986 Building $35,469	$127,365 Land $20,958 Building $106,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Addison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Addison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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