428 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 428 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,287 sqft · built 1920
Lot Size	0.101 acres (4,420 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-022`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,287 sqft Living Area
Gross Area	2,200 sqft
Basement Area	913 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,420 sqft (0.101 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	428 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADD ELY 32.5 FT LOT 7 & LOT 8 EX ELY 59 FT ALL IN BLK 1
Legal Subdivision	OAKWOOD ADD
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 ADDISON ST, ELGIN, IL 60120-4435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2024
Transfer Doc	0000009373
Record Updated	Sep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2024
Property Address	428 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000009373
Instrument Date	Mar 14, 2024
Instrument	2024K009373
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 ADDISON ST, ELGIN, IL 60120-4435

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,683.00 (-2.11%)	$71,646 (+8.57%) Land $9,848 Building $61,798	$215,024 (+8.57%) Land $29,556 Building $185,468
2024		$65,991 (+21.39%) Land $9,071 Building $56,920	$198,052 (+21.44%) Land $27,224 Building $170,828
2022	$4,784.00 (+5.51%)	$54,361 (+6.96%) Land $7,472 Building $46,889	$163,083 (+6.96%) Land $22,416 Building $140,667
2021	$4,534.00	$50,824 Land $6,986 Building $43,838	$152,472 Land $20,958 Building $131,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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