4208 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4208 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,396 sqft · built 2019
Lot Size	0.344 acres (14,999 sqft)
Owner	2 Individual Names on File
Last Sale	$1,185,832 (Feb 2019)
Tax Bill	$27,318 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-414-005`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-414-005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,396 sqft Total Area
1st Floor Area	2,055 sqft
2nd Floor Area	2,341 sqft
Basement Area	2,055 sqft
Finished Basement	1,779 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	14,999 sqft (0.344 acres)

Location & Zoning

Street Address	4208 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	3
Legal Block	3
Legal Lot Number	162
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3035
Census Tract	880322

Owner

4208 Carpenter Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4208 CARPENTER RD, NAPERVILLE, IL 60564-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 21, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Mar 29, 2018 · Amount on File
Deed Document Number	20199898
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 CARPENTER RD, NAPERVILLE, IL 60564-1211
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 CARPENTER RD, NAPERVILLE, IL 60564-1211

Mortgage

Document Number	0000047795
Date	Sep 13, 2023
Instrument	R2023047795

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 CARPENTER RD, NAPERVILLE, IL 60564-1211
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063599
Date	Aug 4, 2020
Instrument	R2020063599

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 21, 2019
Property Address	4208 CARPENTER RD, NAPERVILLE, IL 60564-1211
Document Number	0000009898
Map Reference	DOC R2016-028104
Instrument Date	Jan 30, 2019
Instrument	R2019009898
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,779.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11647 CINEMA DR, PLAINFIELD, IL 60585-2468

Mortgage

Document Number	0000009899
Date	Feb 21, 2019
Instrument	R2019009899

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4208 Carpenter Rd was $27,318.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,318.00	$446,163 (+9.95%) Land $62,039 Building $384,124	$1,338,489 (+9.95%) Land $186,117 Building $1,152,372
2024		$405,787 Land $56,425 Building $349,362	$1,217,361 Land $169,275 Building $1,048,086
2022	$23,363.00 Homeowner's exemption	$328,471 Land $47,153 Building $281,318	$985,413 Land $141,459 Building $843,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4208 Carpenter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4208 Carpenter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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