4204 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4204 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,356 sqft · built 2020
Lot Size	0.4 acres (17,457 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jan 2020)
Tax Bill	$28,338 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-414-006`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-414-006`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,356 sqft Total Area
1st Floor Area	2,315 sqft
2nd Floor Area	2,041 sqft
Basement Area	2,315 sqft
Finished Basement	1,546 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	17,457 sqft (0.4 acres)

Location & Zoning

Street Address	4204 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	3
Legal Block	3
Legal Lot Number	163
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3035
Census Tract	880322

Owner

4204 Carpenter Rd is owned and occupied by an individual who acquired it in May 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit NORTH SHORE TRUST & SAVINGS
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit MUTUAL FEDERAL BANK
Feb 19, 2021	Deed of Trust, Mortgage · ARM MUTUAL FEDERAL BANK
May 20, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 14, 2020	Warranty Deed, Transfer · Line of Credit MUTUAL FEDERAL BANK
Feb 22, 2019	Grant Deed, Mortgage · Line of Credit WEST SUBURBAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	20203875
Last Transfer Date	May 16, 2022
Transfer Doc	0000040324
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015302
Date	Apr 2, 2024
Instrument	R2024015302

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank
Address	LAKE VILLA, IL 60046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019666
Date	Feb 19, 2021
Instrument	R2021019666

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019665
Date	Feb 19, 2021
Instrument	R2021019665

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	ARM
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WILL IL
Recording Date	May 20, 2022
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Document Number	0000040324
Map Reference	DOC R2015-081814
Instrument Date	May 16, 2022
Instrument	R2022040324
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 14, 2020
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Document Number	0000003875
Map Reference	DOC R2015-081814
Instrument Date	Dec 31, 2019
Instrument	R2020003875
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$239.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211

Mortgage

Document Number	0000003876
Date	Jan 14, 2020
Instrument	R2020003876

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 22, 2019
Property Address	4204 CARPENTER RD, NAPERVILLE, IL 60564-1211
Instrument Date	Feb 20, 2019
Instrument	10259
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4204 CARPENTER RD NAPERVILLE IL 605641211, NAPERVILLE, IL 60564-1211

Mortgage

Document Number	0000010259
Date	Feb 22, 2019
Instrument	10259

Lender

Name	WEST SUBURBAN BK
Type	Bank
Address	711 WESTMORE MEYERS RD, LOMBARD, IL 60148-3712

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4204 Carpenter Rd was $28,338.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,338.00	$462,536 (+9.95%) Land $62,039 Building $400,497	$1,387,608 (+9.95%) Land $186,117 Building $1,201,491
2024		$420,679 Land $56,425 Building $364,254	$1,262,037 Land $169,275 Building $1,092,762
2022	$23,803.00 Homeowner's exemption	$334,545 Land $47,153 Building $287,392	$1,003,635 Land $141,459 Building $862,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4204 Carpenter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4204 Carpenter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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