4207 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4207 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,508 sqft · built 2023
Lot Size	0.345 acres (15,056 sqft)
Owner	2 Company Names on Record
Last Sale	$1,560,000 (Jul 2026)
Tax Bill	$27,184 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-409-024`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-409-024`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,508 sqft Total Area
1st Floor Area	2,430 sqft
2nd Floor Area	2,078 sqft
Basement Area	2,430 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	15,056 sqft (0.345 acres)

Location & Zoning

Street Address	4207 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	3
Legal Block	3
Legal Lot Number	153
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3034
Census Tract	880322

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	25436 W ASHTON DR, PLAINFIELD, IL 60586-6805
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CORPORATION
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Aug 25, 2022	Deed of Trust, Mortgage · Construction Mortgage OLD SECOND NATIONAL BANK
Feb 22, 2019	Grant Deed, Mortgage · Line of Credit WEST SUBURBAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202645188
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 23, 2026
Property Address	4207 CARPENTER RD, NAPERVILLE, IL 60564-1209
Document Number	0000045188
Instrument Date	Jun 23, 2026
Instrument	202645188
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	25436 W ASHTON DR, PLAINFIELD, IL 60586-6805

Mortgage

Document Number	0000045189,
Date	Jul 23, 2026
Instrument	202645189

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 27, 2023
Property Address	4207 CARPENTER RD, NAPERVILLE, IL 60564-1209
Document Number	0000019963
Map Reference	DOC R2016028104
Instrument Date	Mar 31, 2023
Instrument	R2023019963
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4207 CARPENTER RD, NAPERVILLE, IL 60564-1209

Mortgage

Document Number	0000019964
Date	Apr 27, 2023
Instrument	R2023019964

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4207 CARPENTER RD, NAPERVILLE, IL 60564-1209
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064101
Date	Aug 25, 2022
Instrument	R2022064101

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 22, 2019
Property Address	4207 CARPENTER RD, NAPERVILLE, IL 60564-1209
Instrument Date	Feb 20, 2019
Instrument	10259
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4207 CARPENTER RD NAPERVILLE IL 605641209, NAPERVILLE, IL 60564-1209

Mortgage

Document Number	0000010259
Date	Feb 22, 2019
Instrument	10259

Lender

Name	WEST SUBURBAN BK
Type	Bank
Address	711 WESTMORE MEYERS RD, LOMBARD, IL 60148-3712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,184.00 (+4.85%)	$444,022 (+9.95%) Land $62,039 Building $381,983	$1,332,066 (+9.95%) Land $186,117 Building $1,145,949
2024	$25,927.00 (+658.99%)	$403,840 (+756.45%) Land $56,425 Building $347,415	$1,211,520 (+756.45%) Land $169,275 Building $1,042,245
2022	$3,416.00	$47,153 Land $47,153	$141,459 Land $141,459

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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