4203 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4203 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,082 sqft · built 2020
Lot Size	0.346 acres (15,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$879,139 (Nov 2020)
Tax Bill	$25,093 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-409-025`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-409-025`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,082 sqft Total Area
1st Floor Area	2,178 sqft
2nd Floor Area	1,904 sqft
Basement Area	2,178 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	15,094 sqft (0.346 acres)

Location & Zoning

Street Address	4203 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 152 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	3
Legal Block	3
Legal Lot Number	152
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3034
Census Tract	880322

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4203 CARPENTER RD, NAPERVILLE, IL 60564-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2019	Grant Deed, Mortgage · Line of Credit WEST SUBURBAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	2020103053
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 17, 2020
Property Address	4203 CARPENTER RD, NAPERVILLE, IL 60564-1209
Document Number	0000103053
Map Reference	DOC R2016-028104
Instrument Date	May 14, 2020
Instrument	R2020103053
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4203 CARPENTER RD, NAPERVILLE, IL 60564-1209

Mortgage

Document Number	0000103054
Date	Nov 17, 2020
Instrument	R2020103054

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2050

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Feb 22, 2019
Property Address	4203 CARPENTER RD, NAPERVILLE, IL 60564-1209
Instrument Date	Feb 20, 2019
Instrument	10259
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4203 CARPENTER RD NAPERVILLE IL 605641209, NAPERVILLE, IL 60564-1209

Mortgage

Document Number	0000010259
Date	Feb 22, 2019
Instrument	10259

Lender

Name	WEST SUBURBAN BK
Type	Bank
Address	711 WESTMORE MEYERS RD, LOMBARD, IL 60148-3712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,093.00 (+16.87%)	$410,474 (+9.95%) Land $62,039 Building $348,435	$1,231,422 (+9.95%) Land $186,117 Building $1,045,305
2024		$373,328 (+23.48%) Land $56,425 Building $316,903	$1,119,984 (+23.48%) Land $169,275 Building $950,709
2022	$21,470.00 Homeowner's exemption	$302,336 Land $47,153 Building $255,183	$907,008 Land $141,459 Building $765,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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