4205 Jay St, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 4205 Jay St, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,080 sqft · built 2008
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Dec 2025)
Tax Bill$9,244 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-15-426-008

Property Details

APN / Parcel Number

Primary APN09-15-426-008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,080 sqft Living Area
1st Floor Area1,590 sqft
Basement Area1,590 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,000 sqft
Lot Dimensions80 ft deep x 150 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area95 sqft
Deck Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4205 JAY ST
CityJOHNSBURG
StateIL
Zip60051-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2007R0082681 LT 13 REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal SubdivisionREMINGTON GRV/JOHNSBURG PH 01
Legal Phase1
Legal Lot Number13
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2002
Census Tract870604

Owner

4205 Jay St is owned and occupied by an individual who bought it in December 2025.

Source: McHenry County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4205 JAY ST, JOHNSBURG, IL 60051-5431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025 · Amount on File
Deed SaleDec 22, 2025 · Amount on File
Prior SaleJul 15, 2025 · Amount on File
Deed Document Number2025R0035963
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 22, 2025
Property Address4205 JAY ST, JOHNSBURG, IL 60051-5431
Document Number0000035963
Map ReferenceDOC 2006R0030343
Instrument DateNov 28, 2025
Instrument2025R0035963
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4205 JAY ST, JOHNSBURG, IL 60051-5431

Mortgage

Document Number0000035964
DateDec 22, 2025
Instrument2025R0035964
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,244.00$131,506 Land $17,821 Building $113,685$394,518 Land $53,463 Building $341,055
2022Homeowner's exemption$109,301 Land $14,812 Building $94,489$327,903 Land $44,436 Building $283,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4205 Jay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1990–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Jay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Jay St

Nearby Streets

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