4209 Jay St, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 4209 Jay St, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,898 sqft · built 2007
Lot Size	0.33 acres (14,400 sqft)
Owner	Owner Name on Record
Last Sale	$220,000 (Jul 2013)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-15-426-007`

Property Details

APN / Parcel Number

Primary APN	`09-15-426-007`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
Gross Area	4,739 sqft
1st Floor Area	1,866 sqft
Basement Area	1,664 sqft
Finished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,400 sqft
Lot Dimensions	180 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	100 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4209 JAY ST
City	JOHNSBURG
State	IL
Zip	60051-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0034757 LT 14 REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal Subdivision	REMINGTON GRV/JOHNSBURG PH 01
Legal Phase	1
Legal Lot Number	14
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2002
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4209 JAY ST, JOHNSBURG, IL 60051-5431

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage OLD NATIONAL BANK
Apr 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	2013R0034757
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4209 JAY ST, JOHNSBURG, IL 60051-5431
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 JAY ST, JOHNSBURG, IL 60051-5431

Mortgage

Document Number	0000030639
Date	Nov 3, 2025
Instrument	2025R0030639

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4209 JAY ST, JOHNSBURG, IL 60051-5431
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 JAY ST, JOHNSBURG, IL 60051-5431

Mortgage

Document Number	0000008729
Date	Apr 12, 2024
Instrument	2024R0008729

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$123,310 Land $14,812 Building $108,498	$369,930 Land $44,436 Building $325,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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