4119 Jay St, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 4119 Jay St, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,892 sqft · built 2006
Lot Size	0.273 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$356,922 (Oct 2006)
Tax Bill	$7,635 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-15-426-010`

Property Details

APN / Parcel Number

Primary APN	`09-15-426-010`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,197 sqft (0.273 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	243 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4119 JAY ST
City	JOHNSBURG
State	IL
Zip	60051-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2006R0077586 LT 11 REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal Subdivision	REMINGTON GROVE OF JOHNSBURG PHASE 1
Legal Phase	1
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2002
Census Tract	870604

Owner

Source: McHenry County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4119 JAY ST, JOHNSBURG, IL 60051-5430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 4, 2019	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2006 · Amount on Record
Deed Sale	Oct 23, 2006 · Amount on Record
Deed Document Number	200677586
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4119 JAY ST, JOHNSBURG, IL 60051-5430
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 JAY ST, JOHNSBURG, IL 60051-5430

Mortgage

Document Number	0000016633
Date	Jul 11, 2023
Instrument	2023R0016633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4119 JAY ST, JOHNSBURG, IL 60051-5430
Document Number	0000041886
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 JAY ST JOHNSBURG IL 600515430, JOHNSBURG, IL 60051-5430

Mortgage

Document Number	0000041886
Date	Dec 6, 2019
Instrument	41886

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	4119 JAY ST, JOHNSBURG, IL 60051-5430
Document Number	0000041885
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 JAY ST JOHNSBURG IL 600515430, JOHNSBURG, IL 60051-5430

Mortgage

Document Number	0000041885
Date	Dec 6, 2019
Instrument	41885

Lender

Name	HOME PT FIN'L
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,635.00	$116,621 (+23.36%) Land $17,821 Building $98,800	$349,863 (+23.36%) Land $53,463 Building $296,400
2022	Homeowner's exemption	$94,538 Land $14,812 Building $79,726	$283,614 Land $44,436 Building $239,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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